fbpx

work with monika

Buying a home in Cincinnati?

With over 20 years of real estate expertise, I provide personalized guidance to help you find your dream home. As a master negotiator with proven results, I’ll secure the best deal for you.
My deep local knowledge makes me your community expert, ensuring you find the perfect neighborhood. From crafting competitive offers to offering ongoing support, I’m here to make your home buying journey smooth and successful.

Real Estate Solutions

SUCCESS STORIES

Testimonials

Mortgage Calculator

$

5%

1%

5%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

monika’s buy checklist

UNLOCK BUYERS CHECKLIST

As a first-time home buyer, navigating the process can be daunting. This guide simplifies the journey to help you find your dream home with ease.

Start by getting your finances in order—check your credit score, set a budget, save for a down payment, and secure mortgage pre-approval.

Next, find the right home by choosing an experienced real estate agent, listing your priorities, and actively house hunting. When you find the perfect property, make a competitive offer, conduct thorough inspections, and ensure the home appraisal meets the offer price.

Finally, finalize the purchase by securing homeowners insurance, reviewing closing documents, and completing a final walkthrough.

Monika DeRoussel can assist you every step of the way, ensuring a smooth and stress-free experience.

Real Estate Solutions
Discover Real stories with
Successful results.
Let’s Make it Happen

Buyer's FAQs

What are the first steps to buying a home in Cincinnati?

Start by assessing your financial situation, getting pre-approved for a mortgage, and identifying your home preferences. 

With my 20 years of experience as the leading eXp agent in Ohio, I streamline the home-buying process for you, ensuring that you are guided through each step, making the home-buying process smooth and stress-free.

How can I find the best neighborhoods in Cincinnati to buy a home?

Research various neighborhoods based on factors like schools, amenities, commute times, and safety. I provide detailed insights and data on the best neighborhoods in Cincinnati, tailored to your needs. You can also check my YouTube channel (hyperlink to the YT channel) where I offer insights into the best Cincinnati neighborhoods, helping you make an informed decision. I can also provide personalized recommendations to fit your lifestyle and needs.

What should I expect during the home inspection process?

A home inspection evaluates the condition of the property, identifying any necessary repairs or potential issues. It’s a crucial step to ensure you’re making an informed purchase. 

When needed, I can also provide you with a list of reputable inspectors and guide you through the findings to help you make the best decision.

How much should I offer on a home?

Your offer should be based on the home’s market value, comparable sales, and current market conditions. I leverage my experience and market insights to help you determine a competitive offer price in Cincinnati. 

What are the closing costs for buying a home in Cincinnati?

Closing costs typically include lender fees, title insurance, escrow fees, and property taxes. These costs generally range from 2% to 5% of the purchase price. I provide a detailed estimate based on your specific transaction. 

Investor's FAQS

How do I evaluate a property’s investment potential in Cincinnati?

Evaluate factors such as location, property condition, rental income potential, and market trends. Analysis included cash flow projections and ROI calculations. 

What financing options are available for real estate investors in Cincinnati?

Options include traditional mortgages, hard money loans, private lenders, and partnerships. Each has its pros and cons, so it’s important to choose the one that aligns with your investment strategy.

What are the tax implications of investing in real estate in Cincinnati?

Real estate investments can offer tax benefits like depreciation and mortgage interest deductions. However, investors should also be aware of capital gains taxes.